A payment gateway is a technology that allows you to process transactions on your website or app. It enables your customers to conduct an online transaction through different payment modes like net banking, credit card, debit card, UPI, or the many online wallets that are available these days. Payment Gateway basically transmits the payment data to the processor. It authenticates the digital credentials before forwarding the payment details to the payment processor. It acts as a facilitator to connect the payment processor to the merchant account and schemes.
Your business. Transformed with
online payment solutions.
Don’t let online payments complexities hold you back. No matter what your ambition, we will help you to boost your online business, taking the pressure off and enabling you to reach new heights with the best payment gateway in India.
A powerful dashboard to
manage everything from
- Get real-time analytics and customisable reports to take informed business Decisions
- View and manage your settlements
- Manage and initiate refunds
- Create payment links to accept payments
Go live quickly with our
20+ powerful payment
Worldline India offers payment gateway plugins and hosted sites for over 20+ popular eCommerce platforms to collect online payments from the customers on your website via Worldline Next Gen Payment Gateway. It is quick, robust and secure.
One Wallet With Multiple
Benefits For Your Business -
Introducing Bajaj Pay Wallet
Offer new payment option for your customers by enabling Bajaj Pay Wallet with your Next Gen Payment Gateway and boost your conversion.
Reach Out To Millions Of New Users
Feature your product offers under the exclusive deals section at the Bajaj Pay Wallet homepage to reach out to millions of wallet users.
Send personalised notifications to Bajaj Pay Wallet audience via mobile push notifications with offers and cashbacks.
Exclusive Cashbacks Rewards
Your customers will get rewarded in form of attractive cashbacks.
Trusted by 1.5 million businesses in India
“We are happy to partner with Worldline India for our digital payment solution experience. Being a global player in the payments space, we are confident that the company’s technology offering will help HDFC Life offer a secure and harmonious experience to the customers making payments for premiums and registering for digital mandates. We will continue to invest in customer centric technology partnerships that will help us re-imagine the life insurance business.”
Chief Operating Officer, HDFC Life.
“Our company, Future Generali India Life Insurance Company Limited (FGILI) has greatly benefited from adopting the tailored payment solution from Ingenico. We were on the lookout for a solution that was safe, convenient, affordable, and streamlined all aspects of our payment stack into one consolidated and customisable platform. That’s when we came across Payment Orchestration Platform (POP) by Worldline. POP’s solutions offered us a simple intuitive interface, universal token vault, maximised approval rate, add/remove provider based on performance, dynamic routing, and industry compliance.”
CTO - Information Technology, Future Genarali
“Our collaboration with Worldline has been extremely fruitful. Having everything we were looking for, Worldline not only helped us reduce failure transactions and increase success rates, but also helped us stay ahead in the curve by providing us insights into industry trends. We would strongly recommend Worldline as the partner of choice for any merchant.”
VP & Head Centralize Processing Unit - Operations at IDFC First Bank
“Consumer sentiment towards online shopping is very optimistic. We have seen a 300% increase in the number of transactions resulting in a 400% increase in GMV during the recently concluded festive season. We are headed towards a cashless society and digital payments are here to stay. Consumers are looking for new age payment experiences and our partnership with Worldline Global will help us drive growth for the entire D2C ecosystem”
Chief Sales Officer, Shoptimize
“After integrating Worldline India, we have seen a significant improvement in our service level. Owing to their amazing team who works round the clock, they provide us with the best personalised solutions. With quick integration and best-in-class performance, their product solutions resulted in more customers using our website and mobile app. We couldn’t have asked for a better payment partner than Worldline India”
CDO, Sarda Farms
“We are pleased to partner with a global leader, Worldline to avail tailored solutions to make payment experience seamless for our customers. The integration of NextGen Payment Gateway was a hassle-free process and we have observed a significant uptick in success rates. We look forward to working closely with team Worldline to further enhance our payment journey.”
Chief Business Development – India, STAAH.
“Our Magento store benefitted a lot after integrating with Worldline. With their all-innovative payment integration kit, single-click integration was possible. The customers just can’t get enough of the shopping experience powered by the responsive interface and seamless checkouts. If you are looking to grow your eCommerce business, you should consider partnering with Worldline.”
Raman Kumar Gangaramani,
Vice President – Retail, Red Chief.
“Integrating my Magento store with the new and updated payment integration kit from Worldline was smooth and seamless. With so many new payment features, it has made the shopping experience for my customer a true delight. It is a must to have a payment partner like Worldline who provides you with tailored solutions to meet all your business requirements.”
IT Head, Nandilath G Mart.
“Worldline India has been our most recommended payment gateway to all our partners and clients. Their wonderful UX and exceptional support team makes them stand out in the payment gateway industry.”
Founder & Managing Director, Shopaccino.
“Owing to their amazing team who work round the clock, Worldline provided us with the best-personalized payment solutions. Quick integration and best-in-class performance of their contactless solutions have increased our digital collections across various guest touchpoints and enhanced our guest experience. We couldn’t have asked for a better payment partner than Worldline India.”
Executive Director, Triose Boutique Hotel
Why choose Worldline?
Frequently Asked Questions
What is a Payment Gateway?
How does the Payment Gateway ecosystem works?
Online transactions take place so smoothly and quickly that one would be surprised to know that there are several components involved for an online payment to be conducted successfully.
From clicking on the ‘pay’ button to seeing a ‘transaction successful’ message, your customer’s payment goes through several steps and involves various key players.
A payment transaction involves the below key stakeholders:
- Merchant: The business or any person like you making the sale.
- Cardholder: Your customer who will make the purchase on your website.
- Issuing bank: The financial institution that holds the customer’s account, either a credit card account or a saving account connected to a debit card.
- Card schemes: The card companies that manage the cards such as RuPay, Visa, Mastercard or American Express.
- Acquiring bank: The financial institution that holds the merchant’s account.
How to choose the right payment gateway for your business?
Choosing the right payment gateway for your e-commerce environment is often the key to constructing a seamless buyer journey. And it goes without saying that a smooth checkout experience directly impacts the conversion rate of your customers. That is why you must assess the following elements and pick the right payment gateway for your business:
Your customers expect a high-quality website that uses the most secure payment methods. Different payment gateways providers run on different payment gateway security features and standards. The onus lies in you to choose a gateway which is 3D secure and compliant with PCI data security standards-the highest level of security.
Modes of payment
A payment gateway should provide sufficient choices of payment modes to your customers such as debit and credit cards from leading banks, digital wallets, netbanking, UPI, BNPL, and wallets. Customers tend to abandon their cart if they are unable to find the mode of payment that they seek.
Estimating the total cost that you will incur is the most crucial aspect of a payment gateway induction strategy to ensure its viability in the long term. Prices of payment gateway solutions are calculated on the type of your business transactions, sales volume, revenue flows, transaction frequency, and of course, your target markets. While selecting a payment gateway, it is essential to determine how your business model aligns with the product’s fee structure.
While expanding your e-commerce business beyond borders, you will need a payment gateway that can seamlessly handle payment in multiple currencies. It is essential to provide your customers across geographies with the convenience of paying in their local currency without going into the regulation complexities. Ideally, to be future-ready and globally competitive, you should be looking for a payment gateway that can handle transactions in all the major currencies.
Easy System Integration
It is convenient to have your payment gateway plugged into your invoicing or accounting system. Instead of manually keeping track of your transactions, the corresponding invoices will be automatically updated in your books whenever an online payment is completed. Also, look for payment gateways that have hassle-free integration kits and can be quickly integrated into your existing system.
Why do I need payment gateway?
The main role of an online payment gateway is to approve the transaction process between the merchant and customer. It plays a vital role in the online transaction process and authorizes transactions between merchants and customers. Worldline payment gateway also provides the best experience.
How much does a payment gateway cost?
Payment gateway costs depend on the service provider that one selects. You may pay set-up fees, transaction fees, merchant discount rates and additional fees for things like chargebacks and cancellations. But select a low cost payment gateway that meets your business requirements.
What documents are required for setting up an Worldline account?
Our onboarding process is simple. Just by submitting key business details as well as Promoter / Director PAN card number, organization address proof, business proof and website details, we complete the KYC and allow you to accept payments instantly. All these documents can be submitted online.
What payment types are supported by Worldline Payment Gateway?
Worldline offers comprehensive 100+ payment options for your business. It supports all payment options by default, including all Credit and Debit Cards, UPI, 50+ Netbanking, offer easy EMI options, supports all major Wallets and PayLater options.
What products are offered by Worldline India?
Worldline India is a one-stop shop for all payment needs offering – In-store payments, Online payments, Omnichannel Payments, and Issuance and Acquiring solutions. With over 20 years of payment experience, Worldline India is one of the most preferred partners of choice for all leading banks, retail brands, e-commerce companies, NBFCs, Insurance, start-ups, and SMBs in India. Worldline India covers the whole payment value chain and end-to-end processes that facilitate services to over 1.5 million merchants across 5000 towns and cities.
What are the benefits for my business of using Bajaj Pay Wallet?
There are many benefits for you as a business. Your customers will get attractive cashback and increase your acquisition funnel by reaching out to millions of Bajaj Pay users with promotional offers and rewards.
How much time will it take to integrate Bajaj Pay Wallet on my Payment Gateway checkout page?
It is a simple plug-and-play integration. Please reach out to your Relationship Manager for a suitable integration kit.
How much cashback can my customers expect on using Bajaj Pay Wallet?
Customers can get cashback depending upon the offers running. Your Relationship Manager can help with customized cashback offers for your customers.
Whom do I contact for any concerns or queries related to Bajaj Pay Wallet?
You can contact your respective Relationship Manager for any concerns or queries.
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